The STR Lending & Finance Course to Fund Deals Creatively and Confidently

Sign up free to learn creative and traditional lending strategies—credit, DSCR, sub2, insurance, and more—so you can finance STRs wisely and protect your investments.

STR Investing -

Lending & Finance

Learn how to finance your STR the smart way. From credit to DSCR loans, sub2, and more, choose the best option confidently.

About This Course

Getting financing wrong can stall your STR journey before it begins. The good news: you don’t have to guess.

This course breaks down both traditional and creative lending strategies—from second home loans and DSCR to sub2 and personal credit—so you can fund deals without confusion. You’ll also see how to navigate insurance, risk, and lender requirements to protect your investments.

Whether you’re buying your first STR or scaling, you’ll gain clarity on the funding paths that actually work.

Browse Lesson Plan:

2nd Home Loans

Learn what second home loans are, key requirements, and how to qualify with confidence.

DSCR Loans

Discover how debt service coverage ratio loans work for STR investors.

Conventional Financing

Understand conventional loan types, qualifications, and how to use them for STR purchases.

Sub2

See how Subject-To financing lets you buy properties creatively with low upfront costs.

Personal Lines of Credit

Coming soon.

Insurance

Coming soon.

Lending Basics

Coming soon.

Related Courses

Cover branding, banking, structure, and tax basics to start strong, protect assets, and set up for long-term success.

Explore creative and traditional financing strategies to fund STR deals confidently, manage risk, and protect your investment.

Master STR taxes: use the loophole, qualify for REPS, track books, and stay audit-ready while maximizing deductions.

Frequently Asked Questions

What is STR Investing?

STR Investing is the education arm of our ecosystem, led by Mark Lumpkin and Taylor Jones. We built it to cut through the noise and give investors straightforward, actionable strategies for short-term rentals. Think of it as your free training ground — from acquisitions and design to operations, amenities, taxes, and beyond. It’s where today’s operators learn the same frameworks top STR pros actually use.

How much do your courses cost?

Nothing. They’re 100% free. We add new lessons regularly so you’re always up to date — but you’ll never have to pay to access them.

Do I need to own a property already to benefit?

No. These courses are designed for both beginners and seasoned operators. You can start learning before you buy — so when the right opportunity comes along, you already know what to do. And if you are ready to buy, our sister company STR Search (led by John Bianchi, “The Airbnb Data Guy”) can help you find and underwrite the right property.

How is this different from free advice on YouTube or TikTok?

Simple: depth and credibility. The STR space is flooded with surface-level tips and “gurus” chasing clicks. We’ve managed and invested in over 140+ properties ourselves. Our lessons are built on real numbers, real systems, and real results — not hype. Every course is structured to give you repeatable frameworks you can actually apply, not just recycled soundbites.

How do I get started after I finish the courses?

If you’re ready to put what you’ve learned into action, the next step is working with John Bianchi and STR Search. That’s where you’ll move from education into execution — finding profitable markets, identifying the right properties, and running the numbers with confidence. Learn more at strsearch.com.

Disclaimer: STR Investing provides educational content, resources, and strategies designed to help short-term rental (STR) investors make smarter decisions. While we share proven frameworks, expert insights, and real-world examples, we do not guarantee the financial performance of any property, portfolio, or investment. Real estate markets are inherently unpredictable, and individual results will vary based on factors such as location, regulations, management practices, financing, and other variables beyond our control. Any tax-related discussions, including topics like depreciation or the STR tax exception, are for educational purposes only. Achieving potential tax benefits requires meeting specific IRS qualifications, and we strongly encourage you to consult with a licensed tax professional or financial advisor before making investment or tax decisions. By accessing our courses, tools, and resources, you acknowledge that all investments carry risk. Past performance is not indicative of future results. STR Investing is not a tax, financial, or legal advisory firm, and the information provided should not be construed as professional advice.

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